Land in Nigeria: A Complete Guide
Land explained — how it works, costs and how to find the right property.
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Browse ApartmentsBuying land in Nigeria can be one of the smartest moves you make — or one of the costliest — and the difference almost always comes down to the paperwork and the checks you run before money changes hands. This guide covers why people buy land, the title documents that prove ownership, the due diligence that protects you from “Omonile” and double-sale scams, and plot sizes.
Why people buy land
Land remains one of the most trusted stores of value in Nigeria. People buy it to build a home at their own pace, to hedge against inflation, to develop for rental income, or to flip as an area appreciates. But the upside only holds if the title is clean, so getting the documents right matters most.
The land title documents that matter
Under the Land Use Act of 1978, land is vested in each state’s governor, so you acquire a right of occupancy, not freehold. These documents establish and transfer that right:
| Document | What it proves | Why it matters |
|---|---|---|
| C of O | A granted right of occupancy for a set term (often 99 years). | The strongest, most recognised title — the gold standard. |
| Governor’s Consent | Governor’s approval to transfer land that already has a C of O. | A sale of titled land is not fully valid until consent is obtained. |
| Deed of Assignment | The contract transferring the seller’s interest to you. | Your core proof of purchase; register it at the lands registry. |
| Survey Plan | A surveyor’s drawing fixing coordinates, size and boundaries. | Confirms the land is free (not government-committed). |
| Excision & Gazette | Land officially released back to the original community. | Makes land bought from families legally sellable and C-of-O-eligible. |
C of O is the strongest title; excision and gazette make community land legitimate; and no sale of titled land is complete until Governor’s Consent is granted. If a seller cannot show a survey plan plus a C of O or excision proof, be cautious.
Due diligence: the checks that protect your money
Never pay on the strength of a photo and a promise. Before any deposit, run these checks — ideally with a lawyer:
- Search the lands registry. Confirms the owner on record and whether the land is under government acquisition.
- Confirm the survey. Have a surveyor chart the coordinates to check the land is free and matches the sale.
- Verify the seller. Confirm they are the true owner or authorised agent; ask for ID and chain of ownership.
- Inspect physically. Visit the site, speak to neighbours, and look for competing signboards.
- Check for encumbrances. Confirm the land is not mortgaged, under litigation or in a family dispute, and insist the transfer be by Deed of Assignment.
Omonile and scam risks to watch for
“Omonile” — literally “children of the soil” — refers to indigenous families who historically control land, especially around Lagos. Dealing with them is not automatically a problem, but this is where most buyers lose money:
- Double selling — the same plot sold to several buyers.
- Selling government-acquired land you can never legally hold.
- Family selling without the whole family’s consent, leading to later claims.
- Endless “development levies” demanded at each building stage by self-appointed agents.
- Fake or photocopied documents presented as originals.
The defence is the same every time: verify title at the registry, use a lawyer, insist on excision/gazette for community land, agree all costs in writing up front, and never pay cash without documentation. If a price is far below market, assume a title problem until proven otherwise.
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Explore live market data →Plot sizes: what you’re actually buying
Land is measured in plots, acres and hectares. There is no single legal “plot” size, but a standard residential plot in Lagos is commonly quoted at around 600–648 sqm (roughly 18m × 36m), smaller in dense areas and larger in the suburbs. The fixed conversions: 1 acre = 4,047 sqm (about 6 plots) and 1 hectare = 10,000 sqm (about 15 plots). Always confirm the exact square metres on the survey plan, as sizes vary by seller and state.
Where to buy — and how to budget
Where you buy shapes price and risk. Fully titled plots with a C of O in serviced areas carry the least title risk; developing corridors are cheaper to enter, but demand extra scrutiny of excision and gazette status. Beyond the land price, budget for survey and legal fees, Governor’s Consent, registration, stamp duty, agency commission and fencing. Prices vary enormously by location, so treat any figure as indicative and confirm against live listings.
Frequently asked questions
Do I own land forever once I buy it in Nigeria?
Not as freehold. The governor holds land in trust, and you hold a right of occupancy — typically 99 years under a C of O. In practice this works as ownership, but the legal framing is leasehold.
Is a C of O or a Deed of Assignment more important?
Different jobs. The C of O (or valid excision/gazette) shows the title is legitimate; the Deed of Assignment transfers it to you. You want both in order.
How do I avoid buying disputed or “Omonile” land?
Run a registry search, confirm excision and gazette for community land, use a lawyer, and verify the seller’s authority. If the price is suspiciously low or the seller resists a search, walk away.
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