Our core service for investors abroad: we find the apartment, verify the title before you pay, furnish it, find and vet the tenant, manage the property, and send your rental income to you. You never have to be in Nigeria.
One team. One point of contact. From anywhere in the world.
Our flagship service for investors living abroad.
You buy an apartment in Lagos or Abuja. We do everything else. Sourcing, title and consent verification, purchase, furnishing, marketing, tenant vetting, rent collection, maintenance, and your income transferred to you with a statement each period.
We model the actual numbers — purchase price, furnishing, achievable rent, service charge, our fees and your net income — on a specific apartment before you commit. We don't quote yields in the abstract, because they'd be meaningless.
Two cities dominate apartment investment in Nigeria, and within each there's a clear split between established addresses, growth corridors, and genuinely emerging areas. Which tier suits you depends on whether you want yield now or capital growth later — and we'll tell you honestly which your budget actually reaches.
Deep, liquid demand from expatriates, executives and corporates — and the strongest short-let market in the country. Entry prices are high and gross yields tighter, but voids are shorter and tenants are better covenanted.
Where most of our investor clients actually buy. A steady pipeline of new one- and two-bedroom apartments, young professional and family tenants, and strong short-let demand along the Lekki–Ajah axis. Better yields than prime, with real rental depth behind them.
Lower entry prices and the biggest potential upside — driven along the Lekki–Epe corridor by major infrastructure. But be clear-eyed: emerging means thinner rental demand today, longer voids, and returns that depend on infrastructure actually arriving on schedule.
Diplomatic missions, senior government and multinationals. High entry cost, strong covenants, and the most resilient rents in the capital — but a smaller pool of buyers when you come to sell.
Abuja's apartment heartland and where most investor purchases sit. Gwarinpa is vast and consistently lettable; Jabi and Jahi draw young professionals; Guzape and Katampe Extension are the upmarket growth stories. Good balance of yield and liquidity.
Where the capital's working population actually lives, and where budgets stretch furthest. Strong tenant demand at lower rents, so yields can look attractive — but check road access, water and power district by district, because they vary enormously.
Area tiers reflect how these markets are generally positioned, not a forecast. We'll give you current, specific numbers for any area before you commit.
Stages 1–7 are the managed buy-to-let service. Stages 8 and 9 cover investors financing a purchase, building, or holding a home for their eventual return.
We search on your brief across listings and off-market stock, and send a shortlist already sanity-checked for price, title and availability.
Independent viewing with live or recorded video, so you see the apartment as it is — not as the photos flatter it.
Title searches at the state lands registry, C of O and deed checks, consent status, and confirmation the seller can actually sell — before money moves.
We coordinate lawyers through the deed of assignment, Governor's Consent and registration — the step most rushed purchases skip.
Buying off-plan or building? We inspect at each stage and verify work before you release the next payment.
Furnished to a lettable standard, marketed, tenants vetted, service charges and facility issues handled — no 2am calls in another timezone.
Statements showing rent, costs and occupancy, with net income transferred to you. You always know what your asset is doing.
Where finance makes sense, we introduce you to banks and financing partners rather than leaving you to cold-call lenders from abroad.
If the apartment is for your eventual return, we hold keys, check on it and keep it maintained and secure.
Diaspora investors in Nigeria name the same handful of problems. They're well-founded. Here's the honest mapping.
| What you're afraid of | Why it happens | What we do |
|---|---|---|
| Buying from someone with no right to sell | Family land sold twice, forged documents, defective root of title, land already acquired by government. | Searches at the state lands registry on title and ownership history, plus physical site checks, before you pay. |
| Title never gets perfected | Purchases completed on a receipt and a handshake. Without registered assignment and Governor's Consent, your interest is exposed and hard to sell or mortgage later. | Lawyer-coordinated deed, consent application and registration — followed through, not just started. |
| "Omo onile" demands and site harassment | Community and family claimants demanding repeated payments during and after purchase or construction, particularly on the Lekki–Epe axis. | Due diligence on the community position before you buy, and local handling so you're not negotiating from abroad. |
| The build stalls or money disappears | Payments released against promises rather than verified progress, with nobody on the ground. | Stage-by-stage inspection and photographic reporting — you release the next payment only when work is confirmed. |
| The apartment sits empty | Wrong area for the target tenant, wrong specification, or an absentee owner with no one marketing it. | Area and tenant advice before purchase, then active letting and re-letting as part of management. |
| Money goes in but can't come out | Funds brought in without the correct banking documentation at the time of inflow. | We flag the repatriation paperwork before you transfer, so it's done at the right moment. See below. |
Three things about buying property in Nigeria. Reputable advisers tell you these up front.
Under the Land Use Act 1978, all land in a state is vested in the State Governor, held in trust. What you acquire is a Statutory Right of Occupancy, typically for a maximum of 99 years, evidenced by a Certificate of Occupancy. Freehold as understood in the US or UK doesn't exist here for anyone.
The practical upside for a diaspora or foreign buyer: you are not placed in a worse category than a Nigerian citizen — the same instrument is available to you.
Land Use Act 1978.
Section 22 of the Land Use Act makes it unlawful to transfer, assign, mortgage or sublease a statutory right of occupancy without the Governor's consent. A transaction without it is exposed, and Lagos State applies additional requirements to acquisitions by non-Nigerians.
Consent takes months and attracts fees calculated on property value. It's the step rushed purchases skip — and the reason many people who "own" property in Nigeria cannot easily sell or mortgage it.
Land Use Act 1978, s.22; Lagos State legislation on acquisition by non-Nigerians. Confirm current fees and process with your lawyer.
If you're bringing foreign currency in and expect to take rental income or sale proceeds out later, the documentation your bank issues at the time the money arrives matters enormously. Investors routinely transfer funds informally, then discover years later that getting money out through official channels is difficult.
Talk to your bank and adviser about the correct capital-importation documentation before you send anything.
Confirm current requirements with an authorised dealer bank and a Nigerian adviser — rules and thresholds change.
Buying through a company registered with the Corporate Affairs Commission is a common structure for non-Nigerian investors, and can simplify holding and later transfer. It also brings obligations — registration, filings, and potentially a business permit.
Whether it's right for you depends on your citizenship status, how much you're investing and your tax position. It's a question for a Nigerian lawyer and tax adviser, not a website.
General information only.
Buying an apartment in Nigeria does not grant you residency or citizenship. There is no property-for-residency programme. If you are Nigerian by birth or descent, your citizenship position is a separate matter entirely and depends on Nigerian nationality law — not on what you buy.
We'll tell you plainly what property does and doesn't do, and refer you to qualified Nigerian counsel for anything touching immigration or nationality.
Nigeria runs on WAT — one hour ahead of London, six ahead of New York. We work around it rather than expecting you to.
Direct answers, including the uncomfortable ones.
Yes. Nigerians in the diaspora and foreign nationals can both acquire property. What you acquire is a Statutory Right of Occupancy under the Land Use Act rather than freehold — the same instrument a resident Nigerian gets. Transfers require Governor's Consent, and Lagos State applies extra requirements to acquisitions by non-Nigerians.
They behave differently. The Lekki corridor has more new apartment stock, the strongest short-let market, and more buyers when you sell — but more competing supply. Abuja's growth districts have steadier, less seasonal tenant demand driven by government and corporate employment, and Gwarinpa in particular is consistently lettable.
If you want short-let income and liquidity, Lagos usually wins. If you want a quieter, longer-term let, Abuja often does. We'll model both for your budget rather than guess.
We won't give you a number on a webpage, because any figure not tied to a specific apartment, area, furnishing spec and service charge is marketing rather than analysis. What we will do is model purchase price, furnishing, achievable rent, service charge, our fees and your net position on a real unit before you commit — and tell you if it doesn't stack up.
It refers to community or family land-holding claimants who demand payments during purchase or construction, particularly on the Lekki–Epe axis. It's a real and well-known feature of buying in parts of Lagos. Established estates and developments are generally less exposed than raw land. We check the community and title position before you buy, and handle site matters locally so you're not negotiating from overseas.
This depends heavily on how the money came in. If foreign currency is brought through official banking channels with the correct capital-importation documentation issued at the time, repatriating income and proceeds is a recognised process. If funds arrive informally, it becomes much harder later. Speak to your bank and adviser before transferring — this is the single most common expensive mistake we see.
Yes. Apartments Nigeria and Apartments Ghana are sister platforms run by the same team to the same standards. If you're weighing Lagos against Accra, or investing in both, we can talk about them together.
Tell us what you're trying to do and where you are. We'll come back with an honest view of what's realistic in which areas, what it costs, and what we'd do first.
This page is general information, not advice. Nothing here is legal, tax, immigration or investment advice, and it isn't a recommendation to buy any property or invest in any area. Take your own professional advice before committing money.
Area descriptions are positioning, not forecasts. The established / growth / emerging tiers describe how these markets are generally understood today. They are not predictions of price or rental performance, and emerging areas carry materially higher risk of longer voids and slower growth than the language of "potential" implies.
Verification reduces risk; it does not eliminate it. Our checks materially lower the chance of buying defective or disputed title, but no search can guarantee title is beyond challenge. Property values and rental income can fall as well as rise, and currency movements can affect returns measured in dollars or pounds.
Law and process change. The Land Use Act framework, consent procedures, fees and banking rules described here reflect published sources at the time of writing. Confirm current requirements with the relevant state lands bureau, your bank, and a qualified Nigerian lawyer.
We are not immigration advisers and do not advise on nationality or residency. Buying property does not confer residency or citizenship in Nigeria.
